This is challenging one to figure out.
- I had a job that is ends 11/30/2014 that offered a 401k.
- I have a new job that doesn't offer a 401k.
- I'd like to max my IRA this year to avoid tripping a new bracket.
- I make over the typical IRA deduction limits when "covered by a plan at work."
Now that I'm not offered a 401k at the new job, even if just for a few days at the end of the year, can I now deduct the IRA contributions as though I am not covered by a plan at work?