I'm Working for a big international corporation and I'm back from a few years of relocation in the U.S. while I was in the states on a US payroll (I'm not an American citizen) I bought a property (which was my primary resident for a while). Now I'm back home and wanted to take advantage of the lower interest rates in the US to refinance my debt. I have an excellent credit score, don't have any other debts, never missed a payment, I'm still employed with the same employer that I have been working before and during my relocation to the US. I'm happy with a 75% LTV but my lender has refused my request to refinance because I don't have a current US income. I'm reasonably compensated and proven to never miss a payment even without a "US Income".
Can anybody suggests a research path ?