I'm a great saver, and I have no trouble saving at least 40k a year. I'm 25. I'm still not too sold on the 401k idea though... because I feel like it would chip away at my savings/income, money that I could be using to buy an investment property to rent out. Over 30 years, wouldn't I accumulate a lot more value if I bought 1 house a year?
My logic behind this is that there are loads of rich real estate people, but no one makes bank on their 401k really. If I have superior saving habits and am set on my 1-house-a-year strategy (lets say I manage to rent it out with cash flow equivalent to 10% of my down payments), wouldn't I outperform a 401k?