So I have a Westpac bank card- no Visa or MasterCard. When wanting to setup a PayPal account to link with this account I understand that there will be no fees applied to me, the purchaser, for acquiring items. I've heard people claim they've been charged when purchasing items through PayPal, is this in any way possible? I mean, the Pay Pal webpage is cluttered with "free for buyers".
Secondly, I believe (and this is real entry level info), that PayPal assign you an account, and you transfer money into this account (I'd gather by using a description/payee that associates with your account), is this fundamentally how money is added onto your account?
Lastly, I do believe PayPal is "safer" and far more widely accepted then that of pre-pay MasterCard, but for users whom want to buy the odd item off e-bay, would you still recommend PayPal?
Overall I'd like to link/create a PayPal accout for basic purchases online, but don't want to be confronted with other fees.