I see that there are some sign up bonus deals from Chase and Capital One right now that offer you $100 if you spend $500 in 3 months.
I was curious to know if these are generally a check, or if they are a debit to your account.
If it is a debit to your account, and you pay off the $500 in whole before the debit occurs, do you simply see a +$100 debit when they decide to grant it to you, at which point you may then buy $100 worth of goods?