Mint.com just told me my credit score. It says in the advice section:
Try to have a good mix of credit lines open. Creditors like to see that you have both loans and credit cards. If you're low on credit card accounts check out these credit card offers.
Here is how it rates how many it says I should have:
- Poor 0-5
- Not Bad 6-12
- Good 13-21
- Excellent 22+
I know I shouldn't take on more debt than I can handle. All other things aside, is this a realistic graph of how many credit cards and loans someone should have (assuming they already have great credit)? The numbers seem high to me.