I am a senior in college and I have $3,000 dollars from my summer internship that I want to invest. I was thinking of investing it in a Roth IRA in an index mutual fund. However I am questioning my decision since I will be graduating in less than a year and will possibly start a 401(k) with a company.
Does it make sense to have a Roth IRA and a 401(k) as well? Or should I be steering my $3,000 dollars in a different investment account?
I will have $10,000 dollars left over in my college savings fund that my parents will give me when I graduate so that will be my "safety net". I know it's almost September and I heard investing too close to dividend payouts is not a wise time to start investing. Should I just wait until the next year to start investing?