There are some sources (eg. The Complete Idiot's Guide to Making Money with Mutual Funds) that suggest a portfolio based on style (eg. value, blend, growth) such as
- 30% growth mutual funds
- 30% value mutual funds
- 30% bond mutual funds
- 10% cash/money market funds
And other sources (eg. CNNMoney.com) that suggest a portfolio based on market cap such as:
- 50% large-cap stocks
- 20% small-cap stocks
- 30% bond funds
I understand that many combinations of value, growth, small-cap, and large-cap are possible, but it can be difficult to track percentages within each fund. Any recommendations on the right strategy to use?