I have just ordered a credit report from equifax. The credit report shows up all healthy except for a large number of (genuine) 'insurance quotations'.
These are car insurance quotations that I have been getting through online comparison sites for the last few months, as I have been deciding on what car to purchase. As I found suitable cars, I got quotations for the car insurance, through several comparison sites:
MoneySupermarket Gocompare comparethemarket and a few direct ones (directline, aviva, admiral etc)
I do recall using the google car insurance search in the past as well as tesco's car insurance search.
Doing this for 5 or 6 different cars in the last few months, and going back and playing with the parameters (fully-comprehensive, 3rd party, job role etc) - seems to have kept almost 2 A4 pages of "credit search" history on my credit report - all of them marked as 'insurance quotation'
Will this affect my credit rating or ability to get credit (i.e. mortgage) in the course of the next few years?
Also, why do car insurance search show up in my credit history? Surely they do not need to check my credit history, but rather my driving history. If I've defaulted in the past on a loan - it will not affect my driving (lest I try and do a speedy getaway from the debt collector).