I consolidated my student loans down to two (for the Sub and Unsub halves) shortly after graduating college a few years ago.

My wife never consolidated her loans.

Is it possible to consolidate hers and mine into a single (or maybe two, for Sub & Unsub) loan?

If so, how?

If not, can I reconsolidate/refinance both of our loans to [possibly] lower interest rates?

1 Answer 1


According to eHow:

Loans can only be re-consolidated if the borrower has a new loan to add.

ABC News says:

In 2006, Congress eliminated joint consolidation loans for married couples

So it would seem that you can consolidate her loans into one or two loans, but those cannot be combined with yours.


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