My house insurance is up for renewal. I'm busy and I don't want to spend a lot of time getting quotes, especially since this policy is tied to another one that is hard to get and that we could only get by agreeing to let them cover our house too. But this is a big bill, bigger than it's been in the past. If I could establish that it's, say, double what anyone else would charge I can call in and find out what's going on and maybe do something about it. But if this is the new normal when it comes to house insurance in Canada, well I guess I'll suck it up and invest my time into earning the money for the bill.
Searching for "Estimate house insurance costs Canada" just gets me dozens of "get a free quote instantly" sites I have no intention of using. I don't need a super accurate formula, but $x-y per thousand of house value (house only, my land isn't going to burn down) would suit me fine.