German banks (credit unions) are starting to issue ATM cards that have only a chip, no magnetic stripes (German language news article).

Can such a card currently (May 2014) be used in US ATM machines and points of sale, considering that chip and pin is still uncommon in the USA?

1 Answer 1


US ATMs and POS require magnetic strip, chip-and-pin only cards will not work almost anywhere in the US. This is starting to change, especially after the Target fiasco, but we're not there yet.

  • Has the situation changed significantly in the past 3 years?
    – gerrit
    Mar 3, 2017 at 10:38
  • @gerrit - yes, they are now typically chip machines. - 7 yrs later!
    – Fattie
    Feb 13, 2020 at 0:37
  • 1
    @Fattie Unless littleadv changes their answer, perhaps you can add that as a separate answer? I now have a German chip-only card and am going to the USA this year.
    – gerrit
    Feb 13, 2020 at 8:27
  • howdy @gerrit ! I'll let someone with specific numbers, maybe industry, details answer! The general impression, certainly if you're going to major cities, is you'll have no major problem these days - they have finally slightly caught-up!
    – Fattie
    Feb 13, 2020 at 10:53

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