My girlfriend got into an accident with her (registered under my name) 2003 Honda civic. She was pulling out of the drive way (taking a right, basically parallel to the road) and got hit on the quarter panel behind where the gas nozzle (left side) is.
Three seconds later she gets hit again in the bumper. No mechanical damage just big dents and holes. The had to have had basically the entire car (except maybe half the bottom right tire) out of the drive way to get hit the first time.
The other driver's car insurance (State Farm) has just called me with a $2400 damage estimate which include "pre-existing" damage aka rust corrosion. They told me its 50/50 liability because they considered her cutting him off because she was pulling out of the drive way. The reason they're not throwing 100% on us is because he stated that the sun was in his eyes, and he couldn't see her, and they told me the police report says she was basically in the drive way when she got hit (I have not seen the police report).
The other driver's insurance is willing to write me a $958 check. Do I take it? Or can I fight it reasonable to get them to up the amount? Is it not worth the hassle?