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My bank account is debited with description single side debit QMC charges.

For what purpose the single side debit is charged.

BANK NAME: CITY UNION BANK

COUNTRY: INDIA

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What country and Bank? It could be a specific narration used by a Bank to indicate that the charges are as a result QMC [Quarterly Maintenance Charges?] rather than any payment instructions ...

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QMC Charges means Quarterly Minimum Charges... Why because bank persons can directly debit these charges for Not maintaining of Minimum balance on Quarterly base...

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