My bank checking account allows me to get notifications/alerts for every check or withdrawal activity over a certain amount immediately. My credit card allows frequent balance notifications, but not purchase activities notification. Any recommendations for a credit card with better notification options?

5 Answers 5


American Express offers a variety of customized alerts, including this one. I set it up to get a text message of my balance every Saturday before 8 AM.


Not exactly what you are asking, but I think you can use yodlee.com, mint.com or pageonce.com and add all of your credit card accounts, then login them once a day to get transactions of all your credit cards. There is typically a 2-day delay though.

  • 1
    And you can log in daily to update. Additionally in the US you have 60 days to dispute a charge, so a 2 day window is great for fraud protection.
    – MrChrister
    Aug 24, 2010 at 4:33
  • @MrChrister, +1, sir, you are absolutely right.
    – grokus
    Aug 24, 2010 at 17:27
  • With Mint I get same day alerts; however, it depends on how quickly your credit card processes transactions. Oct 15, 2010 at 17:09

Capital One offers this on their website account management. You can go into your alerts and specify an alert when charged over a specified amount. I have mine set to email and my smart phone will pick up the email right away. It has worked pretty good and very quickly every time I have triggered my alert settings.

  • At least in Canada, you can't set it to send notifications for expenses under $20, but that's probably not too much of an issue. You can also get daily balance notifications.
    – Eclipse
    Oct 15, 2010 at 16:30

With Bank of America MasterCard and Visa credit card accounts you can be notified of purchases which exceed a threshold you set (sorry, do not recall minimum threshold setting permitted). Also, you can get alerts when payments are posted to your account, as well.


chase has customizable alerts as well.

  • Hi Naveen, can you expand your answer to include more content?
    – C. Ross
    Aug 23, 2012 at 12:14

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