My wife and I both have HSA accounts, which we intend to max out. We are not dependents on either's accounts not any other dependents in each of the accounts. We also can easily max out the single contributions of $3300.
I know the family limit is $6550 (which is 2*single - 50).
We also intend to file taxes jointly. So what is the total contribution limit for the two us: $6600 (2*single) or $6550?
Does this mean one of us, or both have to scale back a bit from the individual max contributions ?