Whilst applying for a mortgage on a house I've needed to get an arboricultural report due to the valuer requesting it due to some trees on the property.

The report came back advising that a tree be removed eventually.

I've just sent this off to the mortgage company.

What possible outcomes could they come back with?

  • Will they still grant the mortgage?
  • Could there be conditions on it?

In my case, they offered the mortgage with the condition that the tree was removed.

They wouldn't offer the mortgage with the tree still present.

  • The owners of the house removed the tree in question and the mortgage was offered and we moved just before Christmas. Jul 19 '14 at 9:06

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