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Whilst applying for a mortgage on a house I've needed to get an arboricultural report due to the valuer requesting it due to some trees on the property.

The report came back advising that a tree be removed eventually.

I've just sent this off to the mortgage company.

What possible outcomes could they come back with?

  • Will they still grant the mortgage?
  • Could there be conditions on it?
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In my case, they offered the mortgage with the condition that the tree was removed.

They wouldn't offer the mortgage with the tree still present.

  • The owners of the house removed the tree in question and the mortgage was offered and we moved just before Christmas. – NikolaiDante Jul 19 '14 at 9:06

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