I am a UK citizen who has been living in US for the last year. About 6 months ago (although maybe less) I got a Social Security Number for the first time.
I have been renting an apartment under my name, and 3 months ago I transferred a mobile phone contract to my name too. Strangely, when I tried to transfer the contract to my name they were unable to do a credit check on my SSN saying that "Credit is not enabled for this number" and suggested I had to call some "Credit Bureau" to "enable it" or something. I can't remember, and it didn't make any sense to me at the time.
Is there anything I have to do to start building credit against my SSN? I don't want to be paying and my SSN not be tracking things.
Any suggestions for how to build credit other than keep paying my rent and phone bill? I would like a credit card with a small limit, but my UK credit isn't ideal either. I have a Chase account here and a HSBC account is still active and in use back home, so maybe one of them can help me?