Anybody heard of these wage loss insurance programs?
The idea is in my provence short term disability only pays out up to 8 weeks and long term disability does not kick in until 6 months. The idea is you pay $XXX and you will get X% of your wage in that in-between period. (As I understood it)
If I already have a 6 month emergency fund I just figured I would use that but is that a good idea?