I have found a graph of historical home equity loan rates on bankrate.com, but I am looking for the underlying data, so I can do a 3-year average.

I found the equivalent for mortgage rates on Freddie Mac, but I'm specifically looking for home equity loan or HELOC rates.

  • 2
    Do you have access to data vendor like Bloomberg or Reuters? – chrisaycock Sep 20 '13 at 19:00
  • @chrisaycock No, unfortunately I do not. – littleturtle Sep 25 '13 at 16:33

HELOCs are often priced as Prime +/- 1/2% or so. There's not one "HELOC" rate, the banks will vary between them, and the rate will also change based on customer FICO score and loan to value. The Prime Rate can easily be found by searching. Today, it's 3.25%. If you search for today's HELOC rate you'll see a range of 3-5%. For a single number "average," I'd use .5% as an adder to prime.

  • This is a good answer for HELOC rates. Any insight into home equity loan rates? – littleturtle Sep 26 '13 at 19:10

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