I want to send about $500 to a local charity.
Some electronic-payment options include Vogogo (fee: usually $1.75), PayPal (fee: about 2%), or Interac e-Transfer (your bank sets the fee: between $0 and $1.50).
Another option: I have a checking account with Tangerine (formerly ING Direct Canada). They let me send no-fee "Tangerine email money transfers".
The problem is that the charity isn't so well-organized. If their receptionist enters their banking information incorrectly, the money will go to the wrong recipient. How mistake-proof is the process for receiving one of these Tangerine transfers?