My wife and I are applying for a mortgage and I have been using a median score that I had run in April of this year. We are getting ready to lock in our rate, but speaking with one of the mortgage officers at a bank I trust, he mentioned that the hard credit pulls that are done by mortgage companies no longer affect the credit score. I had often heard that credit pulls will drop your score by a couple points, so I was planning on getting all the good faith estimates from banks within a week period so that multiple pulls do not drop my score more than a single hard pull would.
Is there anyway to verify that what he is saying is correct, that I don't have to be so conservative of banks pulling my credit score for a Mortgage Application?
Based on the following post, Will "rate shopping" affect my credit score?, it says within a short period of time. I had typically heard that was a week.