I am a recent grad and new employee. I currently only have a $500 student Visa credit card with my current bank branch (2 years).
I began my employment at the end of January (just over 2 months ago) and I am making a salary of $57,000. With some other income, I will make over $60,000 this year (which is the minimum limit for the Capital One card).
I checked my Equifax credit score and I get anywhere between 750-795 depending on how much is remaining on my Visa card, which I pay off in full every month.
I am interested in getting one of the following cards:
My question is: How long should I wait, if at all, to apply for one of these cards? I want to make sure I have a decent chance of being approved, and I don't want to unnecessarily increase my credit checks if I have zero hope of getting approved. I don't plan on closing my other card because it is my oldest account. Please note: I'm from Canada.