The background is as follows. We are currently renting and want to buy our first home as we are relocating for a new job. My new job starts 1st June 2013. My current job ends May 31st 2013. My yearly income is going to fluctuate as follows:
March - 91K
April,May - 71K
June - 105K
Upon learning this my lender of choice says there might be a problem in getting me pre-approved based on either the 91K or the 105K. Or to get me pre-approved at all (not clear yet, trying to clarify this point). Now I am looking at the prospect of talking to other lenders and I am thinking that it is in my best interest not to disclose my future salary changes at all? If they are going to consider a decrease in salary as important in the pre-approval process but not an increase, then I am at a clear disadvantage. I am starting to think that I should rent for a period in my new town before moving. Can anyone suggest a possible solution to this conundrum?