I recently decided I'd like to siphon off a percentage of my income for charitable purposes. In order to do this I could open another bank account and transfer a fixed sum monthly to that account. However, this seems like unnecessary hassle; it would involve having another debit card, extra statements posted to me each month and so on. Ideally, I would like to be able to split my existing current account into two 'pots', with the function of transferring from one to the other.
Does anybody know of any simple way of doing this, or any (UK) bank accounts that offer such a service? I already fired this question at my current bank (HSBC) who responded that it's not possible without opening another account. Keeping track of it on paper could lead to confusion; I'd like to know how much exists in either 'pot' at any time without needing to refer to my notes.