I am an individual Indian citizen. I am 23 years old. Currently, I am working as an individual freelancer in freelancer.com. I have a savings account in State Bank of India. I do not have PAYPAL account. So after completing a job on those freelancer portal, if I get paid, can I transfer the money to my savings account via PayPal, and then can I en-cash the money? As I am individual, for working on those portal and earning money, is it essential for me to create a trade license and current account? If you please help me for this, I shall be highly obliged. Thank you.