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Recent graduate with new job: Choose Roth 401(k), or traditional 401(k)?

My employer offers both pre and after tax 401(k). Since I am in my mid 20s and I don't know what my tax bracket will be when I retire, I was thinking it would be a good compromise to invest 50% of my monthly contributions in pre-tax 401(k) and the other half in after-tax 401(k).

What do you experts think? Is it a good tradeoff?

  • 1
    When you write "after-tax 401(k)" do you mean "Roth 401(k)" or simply after tax deposits into a 401(k) without the Roth benefits? Sep 5, 2012 at 19:09
  • @littleadv - agreed. Identical. Sep 5, 2012 at 19:29
  • 2
    I think it is a duplicate too. A good question though. Dave C, If this gets closed as a duplicate that isn't a mark against you. Having duplicates questions is okay, but we don't need duplicate answers.
    – MrChrister
    Sep 5, 2012 at 19:29


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