It depends on the bank and the transaction. Technically, as opposed to what MrChrister said, the credit card transaction doesn't necessarily get reported to your card issuer when it happens. Some transactions get authorized, and then you see them in the "pending" list, some don't.
They post on your account when the transaction actually arrives to the issuer, which in some cases takes days after it had actually occurred. Credit card companies process transactions on a daily basis, and transfer to the counterparts. If there are several steps on the way (especially common with international transactions), it takes at least a couple of days until the transaction reaches your bank.
Debit cards (as the "simple" in your example) work differently. The transaction has to be authorized by your bank, thus it has to be known to your bank as it happens, and will be put in the pending list immediately.
You shouldn't expect credit cards to behave as debit cards. The whole point is that they don't.