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I started two 529 funds for my children in the 2023 calendar year and want to claim the contributions from my Michigan State Income tax. But I was looking on the MESP site and can't find any tax forms - there is this note on one of the forms pages

No tax forms were found. Form 1099-Q will only be issued if a withdrawal was processed during the calendar year. For information on contributions, please view the statements and confirmations.

I get why they would issue a tax form for withdrawals but it seems weird that they don't issue one for contributions? The Michigan 2023 Schedule Instructions call out MESP contributions for Line 17 - are they just trusting us at our word for what those contributions are? How are those getting reported to the proper tax authority?

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are they just trusting us at our word for what those contributions are?

Yes - and if you get audited then you'll have to back up the claim.

Since anyone can mail a check to your 529 there's no practical way to track contributions in a way that would be meaningful to the IRS (i.e. by SSN). So it's trust-but-verify.

Distributions, on the other hand are easier to tie to the recipient, so an IRS form is more feasible.

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529 contributions are not tax deductible for federal tax purposes, so there's no form for contributions.

Keep your bank statements to substantiate the deduction if audited.

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