There are plenty of warnings around about forged cashier's cheques, and that if you deposit a forged one your bank will "hold you responsible".
- What does it mean that the bank will "hold you responsible"? Clearly the money won't be credited. Will you be charged a fee like an NSF cheque? Will they try to prosecute you?
- Is there any way to confirm whether a cashiers cheque is forged? Could you for example tell your bank that you were uncertain of the origin, and ask them to confirm it? Can you call the issuer and verify (from the serial number) that they did in fact issue a cheque for that amount with you as the payee?