I had an HSA with an HDHP with a former employeer. I left that company and now have a traditional health insurance plan.

Should I continue to contribute to my old HSA account? Are there any tax consequences of using the money in that account toward current medical expenses? Should I add my new spouse to the plan?

1 Answer 1


You should not continue contributing, as you're no longer qualified for it. You can keep it, and use the money in it toward the current medical expenses, without a problem. There are specific examples in pub 969.

  • It is possible his new traditional plan meets the guidelines for being an hdhp, right?
    – Bishop
    Commented Apr 15, 2015 at 15:18

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