We are transitioning to a zero-based budget. My question is, how do we account for the money we currently have in our bank account? We haven't been a super-strict budget and I think this "pad money" has been saving our bacon the past few months.
Whatever is "left-over" will be going towards building our savings as we are starting to save for a three-month emergency fund.
EDIT: I was asking the wrong question before. I honestly don't know why I said savings. That part we have a handle on. I'm talking more about the money we have already in our bank (checking) account. How do we account for that money?