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Some months ago I permanently closed my Paypal account.

Today I tried to pay for something online at a web site using Paypal as its credit card payment provider. It gave me the option to create a Paypal account; I refused. I still had to enter my e-mail address and phone number, though.

The transaction was blocked. I then borrowed my wife's credit card (same bank, slightly different card number) and entered her personal information instead, and it processed successfully.

I haven't had any other problems paying by credit card; I just used it yesterday for a few things.

Does Paypal prevent payments through its service for people who have ever had a Paypal account and then deleted it?

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    Sounds likely to be a security feature... but also sounds like the kind of question that you need to ask PayPal directly
    – keshlam
    Apr 16, 2023 at 13:33
  • @keshlam Actually, as I asked them to delete my account, if they denied my payment on the basis of my e-mail address, that strikes me as a lack of security: Why would they still have my e-mail address?
    – Kyralessa
    Apr 16, 2023 at 14:44
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    To make sure nobody else is still trying to use your account? Ask them.
    – keshlam
    Apr 16, 2023 at 14:46
  • @keshlam I'm aware that I can ask them, thanks.
    – Kyralessa
    Apr 16, 2023 at 14:48
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    @RonJohn But I don't know that that's why it was rejected, hence the question. It's not as if it showed a message saying, "Because you closed your Paypal account, we're petulantly denying your credit card charge." I'm trying to ascertain whether this is a thing Paypal does. The only data points I have personally are what I described in the question.
    – Kyralessa
    Apr 16, 2023 at 18:30

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