I am thinking of buying an annuity. I am worried about the following words on the contract. Is it the standard way of an annuity? If something goes wrong, will I lose ALL my money? I am in the USA.
Athene Agility [GEN (09/15) NB, IR (06/18), EIBR (06/18)] or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability vary; see the Certificate of Disclosure for details. Products not available in all states.
This annuity contains features, exclusions, and limitations that vary by state. For a full explanation of this annuity, please refer to the Certificate of Disclosure for a more detailed explanation of the annuity, including definition of terms that are capitalized in this insert, and contact your insurance professional or the company for costs and complete details.
ATHENE AGILITY IS A PRODUCT OF THE INSURANCE INDUSTRY AND NOT GUARANTEED BY ANY BANK NOR INSURED BY FDIC OR NCUA/NCUSIP. MAY LOSE VALUE. NO BACK/CREDIT UNION GUARANTEE. NOT A DEPOSIT. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. MAY ONLY BE OFFERED BY A LICENSED INSURANCE AGENT.