I think I've really screwed myself over here. I was dating someone and I bought a car with them. It was all my money used to buy the car. I put the title under both of our names because I wanted it to be "our car". Little did I know this would cause a massive issue when I was issued a title with "AND" even though I wanted "OR".
Anyway. We break up. I sell the car. They come along to help sell the car. We are given a check with "AND" on it. I have my ex sign the check, and then I move out of state a few days later. I'm trying to deposit the check now and the only option I can find is to open a joint bank account. Here's the catch: my ex doesn't want to open a joint account with me. Straight up refuses.
Do I have any options here? We found out before I left that I could've deposited the check with Wells Fargo if I had an account with them, but they couldn't schedule me an appointment to open an account before I had to move out of town.
So my ex wants me to fly back to LA from Portland and that's the only way they are willing to help. The check is for $8,500. I already tried depositing it with my primary bank (Atmos) and they said both names have to be on the account. Do I have any other options?
tl;dr: I have a check made out to my "AND" my ex. It has both of our signatures. My ex does not want to open a joint account with me. We live 1,000 miles apart. How can I deposit this check?