I read:

You can’t buy I bonds within an IRA or employer-sponsored savings plan, such as a 401(k) plan. You’ll need to buy I bonds with money that you didn’t save in these programs.

Can one buy I bonds (Series I Savings Bonds) within an HSA (Health Savings Account)?

1 Answer 1


One cannot buy I bonds within an HSA or any other tax-advantaged accounts:

You can only use regular after-tax money to buy I Bonds. They’re not available in any tax-advantaged accounts such as 401k-type plans, IRAs, or HSAs. Nor are they available through any brokerage firms such as Fidelity, Charles Schwab, or Vanguard.

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