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When you cash in to your independent digital wallet, where does the money go?

When I say "independent", I mean those digital wallets that are not backed by banks.

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    Can you give an example of an independent digital wallet? I don't know what you're talking about
    – user253751
    Aug 4 at 12:18
  • @user253751 PayPal
    – Noob_Guy
    Aug 4 at 13:52
  • 6
    paypal probably keeps its money in a bank
    – user253751
    Aug 4 at 15:22

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