I am looking for some advice as to how much I should contribute to a 401k.
I am considering taking a job at a place that has a worse 401k plan than I currently have - 6%, half matching. The plan has a vesting schedule for 5 years, 20% per year.
My base salary will be 130k.
If I start employment there, should I put money into that 401k from the start? For some background, I am 28, and I have never worked at a place yet that I stayed at for 5 full years. Are there better options for me to put my money into something else besides that plan?