A family member of mine (female, not sure if that's relevant) was contacted via a listing on Facebook for an item of clothing by a someone (male) who then sent through their credit card details.
The messenger encouraged my family member to use the card, saying that he liked to perform random acts of kindness this way. That was the only reason he provided.
My family member took him up on it and made a reasonably expensive purchase (approximately $200).
This whole situation reeks of scam and potentially fraud. Is this something that anyone has seen before?
The obvious risk that comes to mind is that the credit card details might not even belong to the messenger (although their Facebook name matched the card & the profile was created in 2009).
Is there any other major risk in doing what my family member did?
Extra details after initial question
I figured I should add some extra details that transpired after I made the initial post.
The "gifter" continued to try to converse with my family member via Facebook Messenger.
The "gifter" asked my family member to get her friends and people she knows to log into their (the gifter's) Facebook account. The reason he provided was that he "liked the idea of her controlling his stuff", and offered more money.
I suspect this is the gifter's attempt to establish a false narrative that his Facebook account was attacked & compromised. Once he has plausible deniability of being in control of his Facebook account he will notify his bank of bulk credit card fraud, and some of the transactions involved would likely be legitimate transactions he initiated but cannot pay back.
To be clear on my role in this situation, I have no influence or control over this family member's behaviour. I am just a fly on the wall that knows of the events as they are transpiring.
Update from late 2023 (18 months later)
Wow this question kind of blew up, over 10k views at the time of editing.
It appears the messenger (who I suspected of being a scammer) really did just want to be financial controlled. Nothing happened to my family member, it seems like this was a bizarre case where both sides got something they wanted out of it and then moved on with their lives.
Perhaps the messenger used this transaction for some other purpose, but there was no blowback on my family member (that she is aware of).