I have a Roth IRA that I setup as a teenager. I contributed in my teens and early 20s, then focused on my 401k and personal accounts; I picked back up investing in the Roth IRA my late 30s.
My understanding is that I can withdraw any money I invested in the Roth IRA at any time without penalty, but that I cannot touch growth.
I would like to know how much money I can withdraw without penalty.
So far, I have come up with the following ideas that have been unsuccessful:
Contact my brokerage for help
My account was with Schwab, then TD Waterhouse, then TD Ameritrade, then Fidelity. I may have gotten one wrong or skipped a few. In short, my current brokerage has minimal history, and my brokerage from my initial investments is long gone. Fidelity recommended that I look at past tax statements
I looked at my previous tax statements and found contributions from 2019, 2020, and 2021. There were no contributions before that going back to 2007, and I have lost my tax information from pre-2007. The total from 2019+ is 9% of my account balance, so I know I'm missing a lot.
Hey, it was worth a shot. I hoped the government might have a spiffy portal like they do for social security, but did not find anything.