Let's say Alice $10k in (electronic) Series I savings bonds for Bob as a gift.
There's a limit of $10k in bond purchases per recipient, so this introduces potential complications.
Consider the following scenarios:
Alice changes her mind N years later and wants to keep/cash the bond.
Alice finds out (N years later!) that either Eve or Bob himself had already purchased $10k in the same year for Bob.
Bob becomes unable and/or unwilling to accept the bond as a gift later.
In each of these cases, what recourse(s) does Alice have? For example:
Is there any way for Alice to reclaim the funds?
When/how would Alice even know that the problem exists (e.g., if someone has already purchased a gift for Bob that would exceed the $10k limit)?
What happens to the accrued interest on bonds that exceed Bob's $10k?
I realize this is a lot of questions, but I figured they're all about the same underlying problem ("what happens when there turns out to be a problem with transferring the gift?"), so I asked all of them in one question here.