Revised Code of Washington (RCW) 48.83.020 (mirror) states:

"Long-term care insurance" means an insurance policy, contract, or rider that is advertised, marketed, offered, or designed to provide coverage for at least twelve consecutive months for a covered person.

However, I cannot find any information regarding the minimum financial benefits that this coverage must entail, aside from lasting it least 12 months. E.g., would 1¢USD/day suffice? I'm guessing not, but what is the minimum?

1 Answer 1


Applying for an exemption links to What qualifies as long-term care insurance?

That linked page describes LTC, but does not offer a minimum benefit required.

You were also required to buy the plan before November 1, 2021. FYI

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