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The title says it all. I received my stimulus check (some time ago). As an expat, I have a US bank account open, so I would need to have some bank in France cash the check and then wire the money over my US bank account.

The problem is:

  • Most (french) banks don't accept US checks
  • When they do they will cash them in euros at whatever exchange rate they want (which usually is ridiculous, and they apply a fee on top of that)

Does anyone know if this is possible? Thanks.

Edit: Why can't I just remote deposit?: My bank is Capital One, they won't allow me to deposit checks from outside the US (although it is online). Tried using a VPN, didn't help.

Perhaps someone know of a bank that allows to open an account remotely that allows to cash checks from outside the US online?

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  • If you have a US bank account, why can't you do a remote deposit? Nov 2, 2021 at 12:26
  • My bank is One Capital, they won't allow me to deposit from outside the US (although it is online). Tried using a VPN, didn't help. Perhaps I should clarify that in the post. Nov 2, 2021 at 12:28
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    You can mail the check to your bank for deposit.
    – minou
    Nov 2, 2021 at 13:06
  • One Capital or Capital One? If Cap One does this reference help?
    – graham
    Nov 2, 2021 at 13:49
  • @24601 Yes, Capital One. As I said, what they don't tell you, is that you have to be in the us for that to work. Nov 2, 2021 at 17:05

1 Answer 1

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You should be able to mail the check to your bank for deposit.

I've done this a number of times, although admittedly never with a US bank (which are, shall we say, idiosyncratic.)

Write a letter telling them that you have enclosed a check for $N and to deposit it to account nnnn. Put it and the check in the mail. Address it to your bank. If you are feeling cautious sent it by registered mail.

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  • Thanks. I'll email support first, just to confirm this is an option. Nov 3, 2021 at 16:13

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