1

In the UK, a debit card is stolen and the card's owner cancels the card. The thief tries to use the card for a contactless payment, but it is declined.

  1. Would the bank have a record of this?

  2. Would they know “a payment for X pound at time Y in store Z was declined”?

  3. And would they tell the card owner?

I am just curious. This question is motivated by a situation shown on TV.

Improve this question
2
  • 1
    They probably wouldn't tell the card owner. They would tell the police, if they asked (which they probably wouldn't unless it was connected to Big Crimes somehow)
    – AakashM
    Sep 28, 2021 at 8:30
  • 1
    I'd assume that banks have a record of literally everything.
    – user253751
    Oct 11, 2021 at 16:36

1 Answer 1

Reset to default
3

If the card reader was on line at the time of the transaction, then the bank would be the ones declining the payment, so they would know.

Off-line card readers wouldn't know to decline the transaction at all.

Improve this answer

You must log in to answer this question.

Not the answer you're looking for? Browse other questions tagged .