The Traditional IRA has a $6,000 limit per year. If I

Step1: Transfer 6k to Traditional IRA Step2: Roll over entire 6k to Roth IRA

Can I transfer additional 6k to Traditional IRA because Traditional IRA is "empty" after rolling over to Roth IRA?

  • 2
    You already contributed $6,000 to the IRA. The rollover doesn't change that.
    – chepner
    Jun 27, 2021 at 20:26

1 Answer 1


The way to think of it is contributions vs. conversions/transfers. The contributions are limited to $6k for each tax year, regardless of what transfers you make.

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