I recently applied for a credit card that my wife has. I was responding to a great offer that I believe this credit card company sent me based on my good credit score and so on.
When I applied online, they told me to call a number because they needed more information.
When I did, they had me wait 20 minutes and then came back and told me they needed proof of my income tax return.
This is really strange.
The only thing I could think of is that they saw in their company databases that I discharged a debt with them via Chapter 7 over a decade ago and are demanding more info of me than they would anyone else.
Does this sound accurate? Can anyone confirm that this is a thing?
Either that or based on my surname they surmised that there is no way I make the income I say I do.
Again, can anyone confirm this as a practice?
I have another credit card with another company that also got discharged. They did not put me through this.
I am based in the United States by the way.