I understand the social security administration may reduce SSI benefits if the recipient receives cash gifts, free rent, etc. What about normal social security benefits or retirement benefits? Are those impacted? I looked all over online and could only find information about SSI.
Background: I was interested in gifting my mother $15,000 or letting her live in a home I’m purchasing rent free (not both). It’s my understanding, that should not have tax implications in most situations. Even still, I’m concerned it could impact her social security.