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Possible Duplicate:
What is the optimal ratio of used credit to credit limit for your credit score?
Does length of credit history or percent of credit used count for more?

I just read this article and wondering how true it is.

marked as duplicate by Dilip Sarwate, MrChrister, Chris W. Rea Mar 25 '12 at 18:41

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With the amount of information you have shared with us, the answer would be:

around 9%, ideally <= 1%.

It really depends on your specific situation and there is no one answer.

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