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Trying to help a widow plan for the future…

According to “Survivors Benefit Amount” (as I understand), she should get 100% of her late husband’s benefits and lose her smaller amount. In a phone interview with the local Social Security office, she was told 82.5%. But neither computes to the dollar amount she was told by the same person.

Am I right about the hundred percent, or are there factors that page does not disclose that could reduce it?

Update: I called the Social Security national line, and to my surprise was not on hold for an hour. Person told me that I was correct and did not know why the local person got it wrong. The deceased was 91; the widow is slightly younger.

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  • Is she at full retirement age?
    – mkennedy
    May 21, 2021 at 2:29

1 Answer 1

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I should have made this an answer instead of an update.

I called the Social Security national line, and to my surprise was not on hold for an hour.  Person told me that I was correct and did not know why the local person got it wrong. 

Later, when she told me how much she was getting, I added back the Medicare premium and found that it was indeed the amount the husband had been getting.

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