In the past few months I have injured my hands 4 times since I started playing basketball. One break was particularly bad and I wasn't able to use that hand for programming. This slowed down my work during the period that I was healing.
I also get some enjoyment out of playing an instrument and I wasn't able to play during that period either.
I've heard stories of people insuring certain body parts, but I don't know a lot about it.
How difficult will it be to insure my hands?
Is it a common thing to insure a specific body part?
(I should mention that I already have regular health insurance & it paid for the break that I had a little while ago.)